Statement Savings

Our basic savings option is a great choice for everyday saving needs.

  • $50 minimum opening deposit
  • Variable interest rate
  • Interest is compounded daily & credited monthly
  • $5 monthly service charge if balance falls below $50
  • Monthly statement - printed or electronic
  • ATM card
  • Online Banking
  • Mobile Banking
  • Transaction limitations include a maximum of 6 transfers per month - see the account disclosure for a full list of permitted and limited transactions

Effective Date: Monday, May 21, 2018

Savings and Money Market Accounts

Annual Percentage Yield (APY)
Minimum Balance To Earn Interest#
0.10 $50.00

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 

Accounts subject to fees & charges. Fees may reduce APY.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts, rates and products call Bankline 410-355-9400.

Goal Maker Savings

They score! You win!

Get in the game with a Goal Maker Savings Account and enjoy a premium promotional interest rate during select sporting events.

  • $5 minimum opening deposit
  • Available for Custodian/Minor, Individual and Joint ownerships
  • 1 account per customer Tax ID Number (TIN)
  • Variable interest rate paid on Tier 1 ($0.01 to $2,500.00) and Tier 2 ($2,500.01+) balances
  • Interest is compounded daily & credited monthly
  • $5 monthly service charge if balance falls below $5
  • Quarterly statement
  • Transaction limitations include a maximum of 6 transfers per month - see the account disclosure for a full list of permitted and limited transactions

Effective Date: Monday, May 21, 2018

Savings and Money Market Accounts

Annual Percentage Yield (APY)
Minimum Balance To Earn Interest#
0.10 $0.01
0.10 $2,500.01

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 

Accounts subject to fees & charges. Fees may reduce APY.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts, rates and products call Bankline 410-355-9400.

The interest rate on Tier 1 balances may increase during specified promotional periods at our discretion. Promotional rate and period details will be made available when applicable on our website, in our branches, or by calling 410-768-7800.

Senior Rewards Savings 55+

This account is designed to help savers ages 55+ prepare for future expenses or adventures.

  • $50 minimum opening deposit
  • Direct deposit into any AFSB account is required
  • Interest on balances over $250 compounded daily & credited monthly
  • No monthly minimum balance requirement & no monthly service charge
  • No fee for money orders
  • ATM card
  • Free safe deposit box rental (limitations apply)
  • Monthly statement - printed or electronic
  • 24/7 telephone banking
  • Online Banking
  • Mobile Banking
  • Transaction limitations include a maximum of 6 transfers per month - see the account disclosure for a full list of permitted and limited transactions

Savings and Money Market Accounts

Annual Percentage Yield (APY)
Minimum Balance To Earn Interest#
0.10 $250.00

Vacation Club Account

Start saving now for your next getaway with a Vacation Club Account.

  • $10 minimum opening deposit
  • Variable interest rate
  • Interest is compounded daily & credited quarterly
  • $5 quarterly service charge if balance falls below $10
  • Vacation Clubs have a 12-month term ending in May
  • One FREE withdrawal per club term
  • A check for the entire balance is mailed to you at the end of the club term
  • Quarterly statement
  • Online Banking
  • Mobile Banking
  • Account balance may not exceed $10,000
  • Limit 1 account per customer Tax ID Number (TIN)
  • Transaction limitations apply - see the account disclosure for a full list of permitted and limited transactions

Savings and Money Market Accounts

Annual Percentage Yield (APY)
Minimum Balance To Earn Interest#
1.00 $10.00

Money Market Savings

By maintaining a higher account balance, you will be rewarded with a more competitive interest rate.

  • $1,000 minimum opening deposit
  • Variable interest rate compounded daily and credited monthly
  • Interest tiers: $1,000.00 - $19,999.99, $20,000.00 - $49,999.99, $50,000.00+
  • $5 monthly service charge if balance falls below $1,000.00
  • 24/7 telephone banking
  • ATM Card
  • Online Banking
  • Mobile Banking
  • Transaction limitations include a maximum of 6 transfers per month - see the account disclosure for a full list of permitted and limited transactions

Savings and Money Market Accounts

Annual Percentage Yield (APY)
Minimum Balance To Earn Interest#
0.20 $1,000.00
0.25 $20,000.00
0.30 $50,000.00

Christmas Club

Plan ahead. Set money aside for annual holiday spending with a Christmas Club.

  • $10 minimum opening deposit
  • Variable interest rate
  • Interest is compounded daily & credited quarterly
  • $5 quarterly service charge if balance falls below $10
  • Clubs have a 12-month term ending in October
  • A check for the entire balance is mailed to you at the end of the club term
  • Quarterly statement
  • Online Banking
  • Mobile Banking
  • Account balance may not exceed $10,000
  • Limit 1 account per customer Tax ID Number (TIN)
  • Transaction limitations apply - see the account disclosure for a full list of permitted and limited transactions

Effective Date: Monday, May 21, 2018

Savings and Money Market Accounts

Annual Percentage Yield (APY)
Minimum Balance To Earn Interest#
0.45 $10.00

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 

Accounts subject to fees & charges. Fees may reduce APY.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts, rates and products call Bankline 410-355-9400.