Certificates and Retirement

Select a term that works for you and start saving for a set period of time.

  • Competitive interest rates based on opening deposit and term
  • Interest is compounded daily & credited monthly
  • Terms from 6 to 84 months
  • Penalty for early withdrawal
  • 48 and 84 month can be opened in branches only.  

Certificate and Retirement Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
6 Month1.40$1,000.00
12 Month1.65$1,000.00
1.85$10,000.00
2.00$25,000.00
13 Month *2.00$500.00
18 Month1.85$1,000.00
2.00$10,000.00
2.10$25,000.00
24 Month2.15$1,000.00
2.25$25,000.00
36 Month^^3.00$5,000.00
48 Month2.35$1,000.00
3.00$25,000.00
60 Month2.55$1,000.00
60 Month3.00$25,000.00
84 Month3.00$10,000.00
Wealth Builder IRA^*°1.00$50.00
1.25$5,000.00
1.50$25,000.00

^ denotes variable rate account
^^ denotes bump up CD-one rate adjustment per term.

* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

The Wealth Builder IRA

Select a tier that works for you and start saving for your retirement adventures.

  • Must have a checking or savings account with Arundel Federal Savings Bank to open a Wealth Builder IRA
  • $50 minimum opening deposit
  • Variable interest rate
  • Interest is compounded daily & credited monthly
  • Interest Tiers: $50 - $4,999.99, $5,000 - $24,999.99, $25,000+
  • Transaction limitations apply - see the account disclosure for a full list of permitted and limited transactions
  • One Wealth Builder IRA per IRA plan type - Traditional or Roth

New Customers:

If you are new to Arundel Federal Savings Bank, please open a new checking or savings account first. Our Goal Maker Savings only requires $5 to open and offers a premium promotional interest rate!

  1. Open a new checking account or savings account
  2. Open and print The Wealth Builder IRA package - Select Traditional or Roth IRA
  3. Follow 1-2-3 Wealth Builder IRA instructions to complete and mail package

Existing Arundel Federal Savings Bank checking or savings account holders:

  1. Open and print The Wealth Builder IRA package - Select Traditional or Roth IRA
  2. Follow 1-2-3 Wealth Builder IRA instructions to complete and mail package

Certificate and Retirement Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
Wealth Builder IRA^*°1.00$50.00
1.25$5,000.00
1.50$25,000.00