Certificate and Retirement Accounts

Effective Date: Monday, July 15, 2019

Certificate and Retirement Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
6 Month1.25$1,000.00Open an Account
12 Month1.50$1,000.00Open an Account
1.70$10,000.00Contact Us
1.85$25,000.00Open an Account
13 Month *1.85$500.00Open an Account
18 Month1.70$1,000.00Open an Account
1.85$10,000.00Contact Us
1.95$25,000.00Contact Us
24 Month2.00$1,000.00Open an Account
2.10$25,000.00Contact Us
36 Month^^2.70$5,000.00Open an Account
48 Month2.20$1,000.00Contact Us
2.75$25,000.00Contact Us
60 Month2.50$1,000.00Open an Account
60 Month2.85$25,000.00Open an Account
84 Month2.85$10,000.00Contact Us
Wealth Builder IRA^*°1.00$50.00Contact Us
1.25$5,000.00Contact Us
1.50$25,000.00Contact Us

^ denotes variable rate account
^^ denotes bump up CD-one rate adjustment per term

* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features           
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Savings and Money Market Accounts

Effective Date: Monday, July 15, 2019

Savings and Money Market Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
Statement Savings^0.10$50.00

Open an Account

Goal Maker Savings^*°
(Tier 1)
0.10$0.01

Open an Account

Goal Maker Savings^*°
(Tier 2)
0.10$2,500.01

Open an Account

Senior Rewards 55+ ^*0.10$250.00

Contact Us

Christmas Club^0.45$10.00

Contact Us

Vacation Club Account^1.00$10.00

Contact Us

Money Market Savings^°
(Tier 1)
0.20$1,000.00

Open an Account

Money Market Savings^°
(Tier 2)
0.25$20,000.00

Open an Account

Money Market Savings^°
(Tier 3)
0.30$50,000.00

Open an Account

Money Market Savings^°
(Tier 4)
0.75$250,000.00

Open an Account

Money Market Savings^°
(Tier 5)
1.00$500,000.00

Open an Account

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings. 
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Checking Accounts

Effective Date: Monday, July 15, 2019

Checking Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
FreeBee--No Service Charge Personal DDANoneN/A

Open an Account

Senior Rewards 55+ ^*0.05$250.00

Contact Us

NOW^°0.05$250.00

Open an Account

0.05$1,000.00

Open an Account

Money Market Checking^°
(Tier 1)
0.10$1,000.00

Open an Account

Money Market Checking^°
(Tier 2)
0.15$20,000.00

Open an Account

Money Market Checking^°
(Tier 3)
0.20$50,000.00

Open an Account

Money Market Checking^°
(Tier 4)
0.75$250,000.00

Open an Account

Money Market Checking^°
(Tier 5)
1.00$500,000.00

Open an Account

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

Avoid the hassle of checking overdraft fees.

For extra overdraft protection, sign up for "Worry Free" savings transfers or apply for an overdraft line of credit.

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