Certificate and Retirement Accounts

Effective Date: Tuesday, September 22, 2020

Certificate and Retirement Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
6 Month

.20

$1,000.00Open an Account
12 Month.25$1,000.00Open an Account
.30$10,000.00Contact Us
.35$25,000.00Open an Account
13 Month *.35$500.00Open an Account
18 Month.30$1,000.00Open an Account
.35$10,000.00Contact Us
.40$25,000.00Contact Us
24 Month.40$1,000.00Open an Account
.50$25,000.00Contact Us
36 Month^^.45$5,000.00Open an Account
48 Month.55$1,000.00Contact Us
.65$25,000.00Contact Us
60 Month.65$1,000.00Open an Account
60 Month.75$25,000.00Open an Account
84 Month.80$10,000.00Contact Us
Wealth Builder IRA^*°

.30

$50.00Contact Us

.55

$5,000.00Contact Us

.70

$25,000.00Contact Us

^ Denotes variable rate account. The interest rate may change after the account is opened.
^^ denotes bump up CD-one rate adjustment per term

* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features           
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Savings and Money Market Accounts

Effective Date: Tuesday, September 22, 2020

Savings and Money Market Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
Statement Savings^0.08$50.00

Open an Account

Goal Maker Savings^*°
(Tier 1)
0.38$0.01/$5.00

Open an Account

Goal Maker Savings^*°
(Tier 2)
0.08$2,500.01

Open an Account

Senior Rewards 55+ ^*0.08$250.00/$50.00

Contact Us

Christmas Club^0.45$10.00

Contact Us

Vacation Club Account^

0.45

$10.00

Contact Us

Money Market Savings^°
(Tier 1)
0.10$1,000.00

Open an Account

Money Market Savings^°
(Tier 2)
0.10$20,000.00

Open an Account

Money Market Savings^°
(Tier 3)
0.15$50,000.00

Open an Account

Money Market Savings^°
(Tier 4)

0.30

$250,000.00

Open an Account

Money Market Savings^°
(Tier 5)

0.45

$500,000.00

Open an Account

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings. 
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Checking Accounts

Effective Date: Tuesday, September 22, 2020

Checking Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
FreeBee--No Service Charge Personal DDANoneN/A

Open an Account

Senior Rewards 55+ ^*0.05$250.00/$50.00

Contact Us

NOW^°0.05$250.00

Open an Account

0.05$1,000.00

Open an Account

Money Market Checking^°
(Tier 1)

0.08

$1,000.00

Open an Account

Money Market Checking^°
(Tier 2)

0.08

$20,000.00

Open an Account

Money Market Checking^°
(Tier 3)

0.12

$50,000.00

Open an Account

Money Market Checking^°
(Tier 4)

0.30

$250,000.00

Open an Account

Money Market Checking^°
(Tier 5)

0.45

$500,000.00

Open an Account

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

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