Certificate and Retirement Accounts

Effective Date: Saturday, December 5, 2020

Certificate and Retirement Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
6 Month

.20

$1,000.00Open an Account
12 Month.20$1,000.00Open an Account
.25$10,000.00Contact Us
.30$25,000.00Open an Account
13 Month *.25$500.00Open an Account
18 Month.30$1,000.00Open an Account
.30$10,000.00Contact Us
.35$25,000.00Contact Us
24 Month.35$1,000.00Open an Account
.40$25,000.00Contact Us
36 Month^^.35$5,000.00Open an Account
48 Month.40$1,000.00Contact Us
.45$25,000.00Contact Us
60 Month.50$1,000.00Open an Account
60 Month.55$25,000.00Open an Account
84 Month.60$10,000.00Contact Us
Wealth Builder IRA^*°

.20

$50.00Contact Us

.40

$5,000.00Contact Us

.60

$25,000.00Contact Us

^ Denotes variable rate account. The interest rate may change after the account is opened.
^^ denotes bump up CD-one rate adjustment per term

* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features           
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Savings and Money Market Accounts

Effective Date: Saturday, December 5, 2020

Savings and Money Market Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
Statement Savings^0.05$50.00

Open an Account

Goal Maker Savings^*~
(Tier 1)
1.69$0.01/$5.00

Open an Account

Goal Maker Savings^*~
(Tier 2)
0.05$2,500.01

Open an Account

Senior Rewards 55+ ^*0.05$250.00/$50.00

Contact Us

Christmas Club^0.25$10.00

Contact Us

Vacation Club Account^

0.25

$10.00

Contact Us

Money Market Savings^°
(Tier 1)
0.08$1,000.00

Open an Account

Money Market Savings^°
(Tier 2)
0.08$20,000.00

Open an Account

Money Market Savings^°
(Tier 3)
0.12$50,000.00

Open an Account

Money Market Savings^°
(Tier 4)

0.20

$250,000.00

Open an Account

Money Market Savings^°
(Tier 5)

0.30

$500,000.00

Open an Account

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

~ Stated interest rate is paid only on the balance within the specified tier.

Accounts subject to fees & charges. Fees may reduce earnings. 
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Checking Accounts

Effective Date: Saturday, December 5, 2020

Checking Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
FreeBee--No Service Charge Personal DDANoneN/A

Open an Account

Senior Rewards 55+ ^*0.04$250.00/$50.00

Contact Us

NOW^°0.04$250.00

Open an Account

0.04$1,000.00

Open an Account

Money Market Checking^°
(Tier 1)

0.05

$1,000.00

Open an Account

Money Market Checking^°
(Tier 2)

0.05

$20,000.00

Open an Account

Money Market Checking^°
(Tier 3)

0.10

$50,000.00

Open an Account

Money Market Checking^°
(Tier 4)

0.20

$250,000.00

Open an Account

Money Market Checking^°
(Tier 5)

0.30

$500,000.00

Open an Account

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

Score big with a great rate.

Our Goal Maker Savings Account features a premium promotional interest rate during select sporting events.

Learn More about Goal Maker Savings Account