Certificate and Retirement Accounts

Effective Date: Thursday, July 19, 2018

Certificate and Retirement Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To Earn
Interest#
6 Month 1.40 $1,000.00 Open an Account
12 Month 1.65 $1,000.00 Open an Account
1.85 $10,000.00 Open an Account
2.00 $25,000.00 Open an Account
13 Month * 2.00 $500.00 Open an Account
18 Month 1.85 $1,000.00 Open an Account
2.00 $10,000.00 Open an Account
2.10 $25,000.00 Open an Account
24 Month 2.15 $1,000.00 Open an Account
2.25 $25,000.00 Open an Account
36 Month^ 2.30 $5,000.00 Open an Account
48 Month 2.35 $1,000.00 Open an Account
2.50 $25,000.00 Open an Account
60 Month 2.55 $1,000.00 Open an Account
60 Month 2.75 $25,000.00 Open an Account
84 Month 3.00 $10,000.00 Open an Account
Wealth Builder IRA^* 1.00 $50.00 Open an Account
1.25 $5,000.00 Open an Account
1.50 $25,000.00 Open an Account

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 

Accounts subject to fees & charges. Fees may reduce APY.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts, rates and products call Bankline 888-225-4417.


Savings and Money Market Accounts

Effective Date: Thursday, July 19, 2018

Savings and Money Market Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To Earn Interest#
Statement Savings^ 0.10 $50.00

Open an Account

Goal Maker Savings^*
(Tier 1)
0.10 $0.01

Open an Account

Goal Maker Savings^*
(Tier 2)
0.10 $2,500.01

Open an Account

Senior Rewards 55+ ^* 0.10 $250.00

Contact Us

Christmas Club^ 0.45 $10.00

Contact Us

Vacation Club Account 1.00 $10.00

Contact Us

Money Market Savings^
(Tier 1)
0.20 $1,000.00

Open an Account

Money Market Savings^
(Tier 2)
0.25 $20,000.00

Open an Account

Money Market Savings^
(Tier 3)
0.30 $50,000.00

Open an Account

Money Market Savings^
(Tier 4)
0.75 $250,000.00

Open an Account

Money Market Savings^
(Tier 5)
1.00 $500,000.00

Open an Account

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 

Accounts subject to fees & charges. Fees may reduce APY.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts, rates and products call Bankline 888-225-4417.


Checking Accounts

Effective Date: Thursday, July 19, 2018

Checking Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To Earn Interest#
FreeBee--No Service Charge Personal DDA None N/A

Open an Account

Senior Rewards 55+ ^* 0.05 $250.00

Contact Us

NOW^ 0.05 $250.00

Open an Account

0.05 $1,000.00

Open an Account

Money Market Checking^
(Tier 1)
0.10 $1,000.00

Open an Account

Money Market Checking^
(Tier 2)
0.15 $20,000.00

Open an Account

Money Market Checking^
(Tier 3)
0.20 $50,000.00

Open an Account

Money Market Checking^
(Tier 4)
0.75 $250,000.00

Open an Account

Money Market Checking^
(Tier 5)
1.00 $500,000.00

Open an Account

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 

Accounts subject to fees & charges. Fees may reduce APY.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts, rates and products call Bankline 888-225-4417.

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