Certificate and Retirement Accounts

Effective Date: Monday, July 26, 2021

Certificate and Retirement Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
6 Month

.15

$1,000.00Open an Account
12 Month.15$1,000.00Open an Account
.20$10,000.00Contact Us
.25$25,000.00Open an Account
13 Month *.20$500.00Open an Account
18 Month.25$1,000.00Open an Account
.25$10,000.00Contact Us
.30$25,000.00Contact Us
24 Month.30$1,000.00Open an Account
.35$25,000.00Contact Us
36 Month^^.30$5,000.00Open an Account
48 Month.35$1,000.00Contact Us
.40$25,000.00Contact Us
60 Month.45$1,000.00Open an Account
60 Month.50$25,000.00Open an Account
84 Month.55$10,000.00Contact Us
Wealth Builder IRA^*°

.15

$50.00Contact Us

.25

$5,000.00Contact Us

.40

$25,000.00Contact Us

^ Denotes variable rate account. The interest rate may change after the account is opened.
^^ denotes bump up CD-one rate adjustment per term

* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features           
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Savings and Money Market Accounts

Effective Date: Monday, July 26, 2021

Savings and Money Market Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
Statement Savings^0.04$50.00

Open an Account

Goal Maker Savings^*~
(Tier 1)
0.04$0.01/$5.00

Open an Account

Goal Maker Savings^*~
(Tier 2)
0.04$2,500.01

Open an Account

Senior Rewards 55+ ^*0.04$250.00/$50.00

Contact Us

Christmas Club^0.25$10.00

Contact Us

Vacation Club Account^

0.25

$10.00

Contact Us

Money Market Savings^°
(Tier 1)
0.06$1,000.00

Open an Account

Money Market Savings^°
(Tier 2)
0.06$20,000.00

Open an Account

Money Market Savings^°
(Tier 3)
0.10$50,000.00

Open an Account

Money Market Savings^°
(Tier 4)

0.15

$250,000.00

Open an Account

Money Market Savings^°
(Tier 5)

0.25

$500,000.00

Open an Account

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

~ Stated interest rate is paid only on the balance within the specified tier.

Accounts subject to fees & charges. Fees may reduce earnings. 
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Checking Accounts

Effective Date: Monday, July 26, 2021

Checking Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
FreeBee--No Service Charge Personal DDANoneN/A

Open an Account

Senior Rewards 55+ ^*0.03$250.00/$50.00

Contact Us

NOW^°0.03$250.00

Open an Account

0.03$1,000.00

Open an Account

Money Market Checking^°
(Tier 1)

0.04

$1,000.00

Open an Account

Money Market Checking^°
(Tier 2)

0.04

$20,000.00

Open an Account

Money Market Checking^°
(Tier 3)

0.08

$50,000.00

Open an Account

Money Market Checking^°
(Tier 4)

0.15

$250,000.00

Open an Account

Money Market Checking^°
(Tier 5)

0.25

$500,000.00

Open an Account

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

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