Certificate and Retirement Accounts

Effective Date: Wednesday, July 17, 2024

Certificate and Retirement Accounts (Rate Table)
Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open

Actions

6 Month4.90$1,000.00Open an Account
12 Month0.60$1,000.00Open an Account
12 Month0.75$10,000.00Open an Account
12 Month0.90$25,000.00Open an Account
13 Month *4.25$500.00Open an Account
18 Month0.75$1,000.00Open an Account
18 Month0.85$10,000.00Open an Account
18 Month1.00$25,000.00Open an Account
24 Month3.50$1,000.00Open an Account
24 Month3.75$25,000.00Open an Account
36 Month^^2.00$5,000.00Open an Account
48 Month3.25$1,000.00Open an Account
48 Month3.50$25,000.00Open an Account
60 Month2.00$1,000.00Open an Account
60 Month2.50$25,000.00Open an Account
84 Month2.50$10,000.00Open an Account
Wealth Builder IRA^*°0.25$50.00Contact Us
Wealth Builder IRA^*°0.50$5,000.00Contact Us
Wealth Builder IRA^*°1.00$25,000.00Contact Us

^ Denotes variable rate account. The interest rate may change after the account is opened.
^^ denotes bump up CD-one rate adjustment per term

* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features           
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

Savings and Money Market Accounts

Effective Date: Wednesday, July 17, 2024

Savings and Money Market Accounts (Rate Table)
Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open

Actions

Statement Savings^0.04$50.00Open an Account
Goal Maker Savings^*~
(Tier 1)
0.04$0.01/$5.00Open an Account
Goal Maker Savings^*~
(Tier 2)
0.04$2,500.01Open an Account
Senior Rewards 55+ ^*0.04$250.00/$50.00Open an Account
Christmas Club^0.60$10.00

Contact Us

Vacation Club Account^

0.50

$10.00

Contact Us

Money Market Savings^°
(Tier 1)
0.10$1,000.00Open an Account
Money Market Savings^°
(Tier 2)
0.20$20,000.00Open an Account
Money Market Savings^°
(Tier 3)
0.40$50,000.00Open an Account
Money Market Savings^°
(Tier 4)
0.50$250,000.00Open an Account
Money Market Savings^°
(Tier 5)
0.80$500,000.00Open an Account

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.

Accounts subject to fees & charges. Fees may reduce earnings. 
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

Checking Accounts

Effective Date: Wednesday, July 17, 2024

Checking Accounts (Rate Table)
Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open

Actions

FreeBee--No Service Charge Personal DDANoneN/AOpen an Account
Senior Rewards 55+ ^*0.03$250.00/$50.00Open an Account
NOW^°0.03$250.00Open an Account
NOW^°0.03$1,000.00Open an Account
Money Market Checking^°
(Tier 1)

0.05

$1,000.00Open an Account
Money Market Checking^°
(Tier 2)

0.10

$20,000.00Open an Account
Money Market Checking^°
(Tier 3)
0.25$50,000.00Open an Account
Money Market Checking^°
(Tier 4)
0.40$250,000.00Open an Account
Money Market Checking^°
(Tier 5)
0.75$500,000.00Open an Account

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

Flexible accounts for your business banking needs.

Choose the checking account that will best support the financial efforts to help manage your business.

Learn More about Business Checking