Certificate and Retirement Accounts

Effective Date: Saturday, February 4, 2023

Certificate and Retirement Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
6 Month0.60$1,000.00Open an Account
12 Month0.60$1,000.00Open an Account
0.75$10,000.00Contact Us
0.90$25,000.00Open an Account
13 Month *4.00$500.00Open an Account
18 Month0.75$1,000.00Open an Account
0.85$10,000.00Contact Us
1.00$25,000.00Contact Us
24 Month0.85$1,000.00Open an Account
1.00$25,000.00Contact Us
36 Month^^1.00$5,000.00Open an Account
48 Month3.75$1,000.00Contact Us
4.00$25,000.00Contact Us
60 Month1.00$1,000.00Open an Account
60 Month1.25$25,000.00Open an Account
84 Month1.25$10,000.00Contact Us
Wealth Builder IRA^*°0.25$50.00Contact Us
0.50$5,000.00Contact Us
1.00$25,000.00Contact Us

^ Denotes variable rate account. The interest rate may change after the account is opened.
^^ denotes bump up CD-one rate adjustment per term

* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features           
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Savings and Money Market Accounts

Effective Date: Saturday, February 4, 2023

Savings and Money Market Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
Statement Savings^0.04$50.00Open an Account
Goal Maker Savings^*~
(Tier 1)
2.16$0.01/$5.00Open an Account
Goal Maker Savings^*~
(Tier 2)
2.16-.09$2,500.01Open an Account
Senior Rewards 55+ ^*0.04$250.00/$50.00

Contact Us

Christmas Club^0.50$10.00

Contact Us

Vacation Club Account^

0.25

$10.00

Contact Us

Money Market Savings^°
(Tier 1)
0.10$1,000.00Open an Account
Money Market Savings^°
(Tier 2)
0.20$20,000.00Open an Account
Money Market Savings^°
(Tier 3)
0.40$50,000.00Open an Account
Money Market Savings^°
(Tier 4)
0.50$250,000.00Open an Account
Money Market Savings^°
(Tier 5)
0.80$500,000.00Open an Account

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

~ Stated interest rate is paid only on the balance within the specified tier.

Accounts subject to fees & charges. Fees may reduce earnings. 
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.


Checking Accounts

Effective Date: Saturday, February 4, 2023

Checking Accounts

Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
FreeBee--No Service Charge Personal DDANoneN/AOpen an Account
Senior Rewards 55+ ^*0.03$250.00/$50.00

Contact Us

NOW^°0.03$250.00Open an Account
0.03$1,000.00Open an Account
Money Market Checking^°
(Tier 1)

0.05

$1,000.00

Contact Us

Money Market Checking^°
(Tier 2)

0.10

$20,000.00

Contact Us

Money Market Checking^°
(Tier 3)
0.25$50,000.00

Contact Us

Money Market Checking^°
(Tier 4)
0.40$250,000.00

Contact Us

Money Market Checking^°
(Tier 5)
0.75$500,000.00

Contact Us

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

Score big with a great rate.

Our Goal Maker Savings Account features a premium promotional interest rate during select sporting events.

Learn More about Goal Maker Savings Account