Fixed Conforming (Loan Amounts up to $560,000)
Effective Date: Tuesday, November 20, 2018
Program Name | Rate | Points | Annual Percentage Rate | Monthly Payment per $1,000 Borrowed^ | |
|---|---|---|---|---|---|
| 30 Years Fixed | 4.750% | 0.00% | 4.800% | $5.22 | |
| 25 Years Fixed | 4.625% | 0.00% | 4.682% | $5.63 | |
| 20 Years Fixed | 4.375% | 0.00% | 4.443% | $6.26 | |
| 15 Years Fixed | 4.000% | 0.00% | 4.085% | $7.40 | |
| 10 Years Fixed | 3.875% | 0.00% | 3.998% | $10.07 | |
| Lot Loan* | 4.875% | 1.00% | 5.281% | $7.84 |
Investor Loans available. Contact for information.
* 15 year amortization with 5 year balloon. Purchase only. APR based on $100,000 loan with fees of $75 in APR.
^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.
# Above $1,000,000 other rates and terms may apply.
SUBJECT TO CREDIT APPROVAL
Adjustable Rate Mortgage (ARM) Conforming (Loan Amounts up to $560,000)
Effective Date: Tuesday, November 20, 2018
Program Name | Rate | Points | Annual Percentage Rate | Monthly Payment per $1,000 Borrowed^ | |
|---|---|---|---|---|---|
| 7/1 ARM years 1-7* | 4.375% | 0.00% | 4.477% | $4.99 | |
| ...years 8-30 | 5.250 | 0.00% | 5.250 | $5.52 | |
| 5/1 ARM years 1-5* | 4.125% | 0.00% | 4.259% | $4.85 | |
| ...years 6-30 | 5.250 | 0.00% | 5.250 | $5.52 | |
| 3/1 ARM years 1-3* | 4.000% | 0.00% | 4.210% | $4.77 | |
| ...years 4-30 | 5.250 | 0.00% | 5.250 | $5.52 | |
| 1/1 ARM* | 3.875% | 0.00% | 5.153 | $4.70 |
* Interest rate is fixed during the initial period, then converts to a 1 Year Treasury ARM. Initial periods are: 7/1 ARM - 84 months; 5/1 ARM - 60 months; 3/1 ARM - 36 months; 1/1 ARM - 12 months. Payments are amortized over 30 years. After the Initial Period, the rate may vary and the payment may increase.
^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.
# Above $1,000,000 other rates and terms may apply.
Jumbo Fixed (Loan Amounts $560,001 to $1,000,000)
Effective Date: Tuesday, November 20, 2018
Program Name | Rate | Points | Annual Percentage Rate | Monthly Payment per $1,000 Borrowed^ | |
|---|---|---|---|---|---|
| 30 Years Fixed | 4.875% | 0.00% | 4.890% | $5.29 | |
| 25 Years Fixed | 4.750% | 0.00% | 4.767% | $5.70 | |
| 20 Years Fixed | 4.500% | 0.00% | 4.520% | $6.33 | |
| 15 Years Fixed | 4.125% | 0.00% | 4.150% | $7.46 | |
| 10 Years Fixed | 4.000% | 0.00% | 4.036% | $10.12 |
* Interest rate is fixed during the initial period, then converts to a 1 Year Treasury ARM. Initial periods are: 7/1 ARM - 84 months; 5/1 ARM - 60 months; 3/1 ARM - 36 months; 1/1 ARM - 12 months. Payments are amortized over 30 years. After the Initial Period, the rate may vary and the payment may increase.
** 15 year amortization with 5 year balloon. Purchase only. APR based on $100,000 loan with fees of $75 in APR.
^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.
# Above $1,000,000 other rates and terms may apply.
Jumbo Adjustable loans available also.
SUBJECT TO CREDIT APPROVAL
