Fixed Conforming (Loan Amounts up to $560,000)

Effective Date: Saturday, June 23, 2018

Fixed Conforming (Loan Amounts up to $560,000)

Program Name
Rate
Points
Annual Percentage Rate
Monthly Payment
per $1,000 Borrowed^
30 Years Fixed 4.500% 0.00% 4.531% $5.07

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25 Years Fixed 4.375% 0.00% 4.410% $5.49

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20 Years Fixed 4.125% 0.00% 4.167% $6.13

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15 Years Fixed 3.750% 0.00% 3.803% $7.27

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10 Years Fixed 3.625% 0.00% 3.702% $9.95

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Lot Loan* 5.625% 1.00% 5.904% N/A

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* 15 year amortization with 5 year balloon. Purchase only. APR based on $100,000 loan with fees of $75 in APR.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,000,000 other rates and terms may apply.

SUBJECT TO CREDIT APPROVAL


Adjustable Rate Mortgage (ARM) Conforming (Loan Amounts up to $560,000)

Effective Date: Saturday, June 23, 2018

Adjustable Rate Mortgage (ARM) Conforming (Loan Amounts up to $560,000)

Program Name
Rate
Points
Annual Percentage Rate
Monthly Payment
per $1,000 Borrowed^
7/1 ARM years 1-7* 3.875% 0.00% 3.938% $4.70

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...years 8-30 4.875 0.00% 4.875 $5.29

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5/1 ARM years 1-5* 3.625% 0.00% 3.708% $4.56

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...years 6-30 4.875 0.00% 4.875 $5.29

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3/1 ARM years 1-3* 3.500% 0.00% 3.631% $4.49

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...years 4-30 4.875 0.00% 4.875 $5.29

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1/1 ARM* 3.375% 0.00% 4.742% $4.42

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* Interest rate is fixed during the initial period, then converts to a 1 Year Treasury ARM. Initial periods are: 7/1 ARM - 84 months; 5/1 ARM - 60 months; 3/1 ARM - 36 months; 1/1 ARM - 12 months. Payments are amortized over 30 years. After the Initial Period, the rate may vary and the payment may increase.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,000,000 other rates and terms may apply.


Jumbo Fixed (Loan Amounts $560,001 to $1,000,000)

Effective Date: Saturday, June 23, 2018

Jumbo Fixed (Loan Amounts $560,001 to $1,000,000)

Program Name
Rate
Points
Annual Percentage Rate
Monthly Payment
per $1,000 Borrowed^
30 Years Fixed 4.625% 0.00% 4.634% $5.14

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25 Years Fixed 4.500% 0.00% 4.510% $5.56

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20 Years Fixed 4.250% 0.00% 4.262% $6.19

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15 Years Fixed 3.875% 0.00% 3.891% $7.33

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10 Years Fixed 3.750% 0.00% 3.773% $10.01

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* Interest rate is fixed during the initial period, then converts to a 1 Year Treasury ARM. Initial periods are: 7/1 ARM - 84 months; 5/1 ARM - 60 months; 3/1 ARM - 36 months; 1/1 ARM - 12 months. Payments are amortized over 30 years. After the Initial Period, the rate may vary and the payment may increase.

** 15 year amortization with 5 year balloon. Purchase only. APR based on $100,000 loan with fees of $75 in APR.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,000,000 other rates and terms may apply.

Jumbo Adjustable loans available also. 

SUBJECT TO CREDIT APPROVAL

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