Fixed Conforming (Loan Amounts up to $560,000)

Effective Date: Tuesday, September 25, 2018

Fixed Conforming (Loan Amounts up to $560,000)

Program Name
Rate
Points
Annual Percentage Rate
Monthly Payment
per $1,000 Borrowed^
30 Years Fixed4.750%0.00%4.800%$5.22

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25 Years Fixed4.625%0.00%4.682%$5.63

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20 Years Fixed4.375%0.00%4.443%$6.26

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15 Years Fixed4.000%0.00%4.085%$7.40

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10 Years Fixed3.875%0.00%3.998%$10.07

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Lot Loan*4.875%1.00%5.281%$7.84

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Investor Loans available. Contact for information. 

* 15 year amortization with 5 year balloon. Purchase only. APR based on $100,000 loan with fees of $75 in APR.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,000,000 other rates and terms may apply.

SUBJECT TO CREDIT APPROVAL


Adjustable Rate Mortgage (ARM) Conforming (Loan Amounts up to $560,000)

Effective Date: Tuesday, September 25, 2018

Adjustable Rate Mortgage (ARM) Conforming (Loan Amounts up to $560,000)

Program Name
Rate
Points
Annual Percentage Rate
Monthly Payment
per $1,000 Borrowed^
7/1 ARM years 1-7*4.125%0.00%4.227%$4.85

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...years 8-305.0000.00%5.000$5.37

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5/1 ARM years 1-5*3.875%0.00%4.008%$4.70

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...years 6-305.0000.00%5.000$5.37

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3/1 ARM years 1-3*3.750%0.00%3.960%$4.63

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...years 4-305.0000.00%5.000$5.37

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1/1 ARM*3.625%0.00%4.905%$4.56

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* Interest rate is fixed during the initial period, then converts to a 1 Year Treasury ARM. Initial periods are: 7/1 ARM - 84 months; 5/1 ARM - 60 months; 3/1 ARM - 36 months; 1/1 ARM - 12 months. Payments are amortized over 30 years. After the Initial Period, the rate may vary and the payment may increase.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,000,000 other rates and terms may apply.


Jumbo Fixed (Loan Amounts $560,001 to $1,000,000)

Effective Date: Tuesday, September 25, 2018

Jumbo Fixed (Loan Amounts $560,001 to $1,000,000)

Program Name
Rate
Points
Annual Percentage Rate
Monthly Payment
per $1,000 Borrowed^
30 Years Fixed4.875%0.00%4.890%$5.29

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25 Years Fixed4.750%0.00%4.767%$5.70

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20 Years Fixed4.500%0.00%4.520%$6.33

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15 Years Fixed4.125%0.00%4.150%$7.46

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10 Years Fixed4.000%0.00%4.036%$10.12

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* Interest rate is fixed during the initial period, then converts to a 1 Year Treasury ARM. Initial periods are: 7/1 ARM - 84 months; 5/1 ARM - 60 months; 3/1 ARM - 36 months; 1/1 ARM - 12 months. Payments are amortized over 30 years. After the Initial Period, the rate may vary and the payment may increase.

** 15 year amortization with 5 year balloon. Purchase only. APR based on $100,000 loan with fees of $75 in APR.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,000,000 other rates and terms may apply.

Jumbo Adjustable loans available also. 

SUBJECT TO CREDIT APPROVAL

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