Fixed Conforming (Loan Amounts up to $560,000)

Effective Date: Wednesday, January 16, 2019

Fixed Conforming (Loan Amounts up to $560,000)

Program Name
Rate
Points
Annual Percentage Rate
Monthly Payment
per $1,000 Borrowed^
30 Years Fixed4.625%0.00%4.675%$5.14

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25 Years Fixed4.500%0.00%4.557%$5.56

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20 Years Fixed4.250%0.00%4.317%$6.19

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15 Years Fixed3.875%0.00%3.960%$7.33

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10 Years Fixed3.750%0.00%3.873%$10.01

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Lot Loan*4.750%1.00%5.156%$7.78

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Investor Loans available. Contact for information. 

Interest rates and terms are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan to value, term, credit score, and other variables.  Please call for details.

* 15 year amortization with 5 year balloon. Purchase only. APR based on $100,000 loan with fees of $75 in APR.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,000,000 other rates and terms may apply.

SUBJECT TO CREDIT APPROVAL


Adjustable Rate Mortgage (ARM) Conforming (Loan Amounts up to $560,000)

Effective Date: Wednesday, January 16, 2019

Adjustable Rate Mortgage (ARM) Conforming (Loan Amounts up to $560,000)

Program NameRatePointsAnnual Percentage RateMonthly Payment per $1,000 Borrowed^
7/1 ARM years 1-7*4.375%0.00%4.477%$4.99

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...years 8-305.125%0.00%5.125%$5.44

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5/1 ARM years 1-5*4.125%0.00%4.259%$4.85

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...years 6-305.125%0.00%5.125%$5.44

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3/1 ARM years 1-3*4.000%0.00%4.210%$4.77

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...years 4-305.125%0.00%5.125%$5.44

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1/1 ARM*3.875%0.00%5.049%$4.70

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Interest rates and terms are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan to value, term, credit score, and other variables.  Please call for details.

* Interest rate is fixed during the initial period, then converts to a 1 Year Treasury ARM. Initial periods are: 7/1 ARM - 84 months; 5/1 ARM - 60 months; 3/1 ARM - 36 months; 1/1 ARM - 12 months. Payments are amortized over 30 years. After the Initial Period, the rate may vary and the payment may increase.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,000,000 other rates and terms may apply.


Jumbo Fixed (Loan Amounts $560,001 to $1,000,000)

Effective Date: Wednesday, January 16, 2019

Jumbo Fixed (Loan Amounts $560,001 to $1,000,000)

Program Name
Rate
Points
Annual Percentage Rate
Monthly Payment
per $1,000 Borrowed^
30 Years Fixed4.750%0.00%4.765%$5.22

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25 Years Fixed4.625%0.00%4.642%$5.63

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20 Years Fixed4.375%0.00%4.395%$6.26

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15 Years Fixed4.000%0.00%4.025%$7.40

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10 Years Fixed3.875%0.00%3.911%$10.07

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Interest rates and terms are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan to value, term, credit score, and other variables.  Please call for details.

* Interest rate is fixed during the initial period, then converts to a 1 Year Treasury ARM. Initial periods are: 7/1 ARM - 84 months; 5/1 ARM - 60 months; 3/1 ARM - 36 months; 1/1 ARM - 12 months. Payments are amortized over 30 years. After the Initial Period, the rate may vary and the payment may increase.

** 15 year amortization with 5 year balloon. Purchase only. APR based on $100,000 loan with fees of $75 in APR.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,000,000 other rates and terms may apply.

Jumbo Adjustable loans available also. 

SUBJECT TO CREDIT APPROVAL

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