Home Equity Rates
Effective Date: Saturday, July 27, 2024
Combined Loan to Value Ratio | Loan Term | Interest Rate | Points | Annual Percentage Rate | Payment per $1,000 borrowed | Actions |
---|---|---|---|---|---|---|
90% CLTV Minimum Credit Score 720 | 20 Years (Minimum Loan $25,000) | 9.125% | 0.00% | 9.275% | $9.08 | |
90% CLTV Minimum Credit Score 720 | 15 Years (Minimum Loan $20,000) | 9.000% | 0.00% | 9.181% | $10.14 | |
90% CLTV Minimum Credit Score 720 | 10 Years (Minimum Loan $15,000) | 8.750% | 0.00% | 8.995% | $12.53 | |
90% CLTV Minimum Credit Score 720 | 7 Years (Minimum Loan $10,000) | 8.625% | 0.00% | 8.955% | $15.90 | |
90% CLTV Minimum Credit Score 720 | 5 Years (Minimum Loan $10,000) | 8.500% | 0.00% | 8.943% | $20.52 | |
85% CLTV Minimum Credit Score 680 | 20 Years (Minimum Loan $25,000) | 8.500% | 0.00% | 8.643% | $8.68 | |
85% CLTV Minimum Credit Score 680 | 15 Years (Minimum Loan $20,000) | 8.375% | 0.00% | 8.548% | $9.77 | |
85% CLTV Minimum Credit Score 680 | 10 Years (Minimum Loan $15,000) | 8.125% | 0.00% | 8.361% | $12.20 | |
85% CLTV Minimum Credit Score 680 | 7 Years (Minimum Loan $10,000) | 8.000% | 0.00% | 8.319% | $15.59 | |
85% CLTV Minimum Credit Score 680 | 5 Years (Minimum Loan $10,000) | 7.875% | 0.00% | 8.304% | $20.22 | |
80% CLTV Minimum Credit Score 660 | 20 Years (Minimum Loan $25,000) | 8.000% | 0.00% | 8.137% | $8.36 | |
80% CLTV Minimum Credit Score 660 | 15 Years (Minimum Loan $20,000) | 7.875% | 0.00% | 8.042% | $9.48 | |
80% CLTV Minimum Credit Score 660 | 10 Years (Minimum Loan $15,000) | 7.625% | 0.00% | 7.854% | $11.94 | |
80% CLTV Minimum Credit Score 660 | 7 Years (Minimum Loan $10,000) | 7.500% | 0.00% | 7.810% | $15.34 | |
80% CLTV Minimum Credit Score 660 | 5 Years (Minimum Loan $10,000) | 7.375% | 0.00% | 7.793% | $19.98 |