FreeBee Checking-No Service Charge Personal DDA

Avoid extra fees and minimum balance requirements while enjoying all of our FreeBee account features.

  • $50 minimum opening deposit
  • No interest paid
  • Debit card with surcharge-free access to 5,000+ ATMs nationwide
  • Unlimited check writing
  • No monthly service charge
  • No minimum balance required after initial deposit
  • Monthly statement - printed or electronic
  • Free teller transactions
  • 24/7 Telephone Banking
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Avoid overdraft fees by signing up for "Worry Free" savings transfers or applying for an overdraft line of credit

Effective Date: Tuesday, October 23, 2018

Checking Accounts

Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
NoneN/A

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

NOW Checking

Start earning interest on your account balance, and watch the rate increase as your balance rises.

  • $250 minimum opening deposit
  • Interest is compounded daily & credited monthly
  • Variable interest rate tied to balance
  • Interest tiers: $250 - $999, $1,000+
  • Daily account balance determines that day's interest tier
  • Debit card with surcharge-free access to 5,000+ ATMs nationwide
  • Unlimited check writing
  • Monthly service charge of $5 if balance falls below $250
  • Monthly statement - printed or electronic
  • Free teller transactions
  • 24/7 Telephone Banking
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Avoid overdraft fees by signing up for "Worry Free" savings transfers or applying for an overdraft line of credit

Effective Date: Tuesday, October 23, 2018

Checking Accounts

Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
0.05$250.00
0.05$1,000.00

^ denotes variable rate account
* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

Senior Rewards Checking 55+

This exclusive account option is available for customers age 55+ and includes a variety of money-saving benefits.

*Open in branch only.

  • $50 minimum opening deposit
  • Interest is compounded daily & credited monthly
  • Debit card with surcharge-free access to 5,000+ ATMs nationwide
  • Direct deposit to any AFSB account required
  • No monthly minimum balance requirement
  • No monthly service charge
  • Monthly statement - printed or electronic
  • No charge for check orders (limitations apply)
  • Free safe deposit box rental (limitations apply)
  • Free teller transactions
  • 24/7 Telephone Banking
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Avoid overdraft fees by signing up for "Worry Free" savings transfers or applying for an overdraft line of credit

Effective Date: Tuesday, October 23, 2018

Checking Accounts

Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
0.05$250.00

Money Market Checking

Designed for higher balances, this account offers tiered interest rates based on your growing account balance.

  • $1,000 minimum opening deposit
  • Variable interest rate tied to balance
  • Interest tiers: $1,000 - $19,999.99; $20,000 - $49,999.99; $50,000 - $249,999.99; $250,000 - $500,000.00
  • Interest is compounded daily and credited monthly
  • Debit card with surcharge-free access to 5,000+ ATMs nationwide
  • Unlimited online bill payments, debit card transactions and electronic transfers
  • Monthly service charge of $5 if balance falls below $1,000
  • Monthly statement - printed or electronic
  • Free teller transactions
  • 24/7 Telephone Banking
  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Avoid overdraft fees by signing up for "Worry Free" savings transfers or applying for an overdraft line of credit

Effective Date: Tuesday, October 23, 2018

Checking Accounts

Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
0.10$1,000.00
0.15$20,000.00
0.20$50,000.00
0.75$250,000.00
1.00$500,000.00