Adjustable Rate Mortgage (ARM) Conforming (Loan Amounts up to $832,750)

Effective Date: Thursday, February 19, 2026

Adjustable Rate Mortgage (ARM) Conforming (Loan Amounts up to $790,000) (Rate Table)
Program NameRatePointsAnnual Percentage RateMonthly Payment per $1,000 Borrowed^

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Conforming 7/1 ARM years 1-7*6.000%0.00%5.982%$6.00

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yrs. 8-30$5.93

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Conforming 5/1 ARM years 1-5*5.875%0.00%5.918%$5.92

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yrs. 6-30$5.92

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Interest rates and terms are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan to value, term, credit score, and other variables.  Please call for details.

*ARMs are variable rate loans and the interest rates and payments may increase after consummation. ARM interest rates will adjust after the initial fixed period (7/1 ARM - 84 months; 5/1 ARM - 60 months) and are based on the U.S. Treasury’s One (1) Year Treasury Constant Maturity Index as published by the Federal Reserve Board plus a margin of 2.50%. The interest rate for the 5/1 ARM will not increase or decrease more than 2% at each rate and payment reset period. The interest rate for the 7/1 ARM will not increase or decrease more than 5% at the first rate and payment reset and not more than 2% at each rate and payment reset period thereafter. All ARM interest rates will not increase or decrease more than 5% over the term of the loan. All ARMs are based on a 30-year term and amortization.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

 

Jumbo Fixed (Loan Amounts $835,001 to $1,000,000)

Effective Date: Thursday, February 19, 2026

Jumbo Fixed (Loan Amounts $835,001 to $1,000,000) (Rate Table)
Program Name
Rate
Points
Annual Percentage Rate
Monthly Payment
per $1,000 Borrowed^

Actions

30 Year Fixed6.375%0.00%6.411%$6.24

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15 Year Fixed6.250%0.00%6.308%$8.57

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Interest rates and terms are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan to value, term, credit score, and other variables.  Please call for details. 

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

# Above $1,200,000 other rates and terms may apply.

Jumbo Adjustable Rate Mortgages are also available.  Please call for details and current rates. 

SUBJECT TO CREDIT APPROVAL

Construction Permanent Loan

Effective Date: Thursday, February 19, 2026

Construction Permanent Loan (Rate Table)
Program NameRatePointsAnnual Percentage RateMonthly Payment Per $1,000 Borrowed^
30 Year Fixed6.500%1.00%6.732%$6.32

12-month construction period is Prime + .50. Rate shown is for 30-year fixed. Call for additional rate/APR on other CP permanent phase terms.

Interest rates and terms are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan to value, term, credit score, and other variables. Please call for details.

^ Payments do not include amount for taxes and insurance premiums if applicable and the actual payment obligation will be higher.

SUBJECT TO CREDIT APPROVAL

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