Bill Pay

Enroll in online banking to simplify your life by paying your bills online. You’ll save time and money, and enjoy the convenience of paying your bills from your home, office - or wherever you are - 24/7.

  • Schedule payments
  • Set payment alerts and reminders
  • Set reoccurring payments
  • Setup ebills

Free BankLine Telephone Banking 24/7 (alt)

Monitor your business accounts at any time of the day or night by calling our free telephone banking service. To use the service, call 888-225-4417 and follow the prompts.

If you have not yet used BankLine, call your local branch and establish your password to begin.

  • Access your account information
  • Perform account transfers
  • Make loan payments

Mastercard(TM) Business Credit Card (alt)

Get hometown convenience, worldwide acceptance, great benefits and much more with an Arundel Federal MastercardTM credit card.  By simply using your card you can earn cash back or points from everyday purchases with Everywhere Rewards.  Choose the card best suited for your needs and apply today. 

  • Platinum
  • World Elite
  • World Elite Plus
  • Purchase

eStatements

Go paperless! Decrease the clutter and receive free electronic statements for your eligible Arundel Federal accounts at your convenience when you need it.

  • Ability to view, download, print or save

Wire Transfers (alt)

Move money quickly and securely with our wire transfer service.

  • Foreign and domestic

Wire Transfers

When you need to move money quickly, utilize our secure wire transfer service.

  • Foreign and domestic

Fees apply. Refer to Schedule of Fees.

Vacation Club Account^

Start saving now for your next getaway with a Vacation Club Account.

*Open in branch only. 

  • $10 minimum opening deposit
  • Variable interest rate
  • Interest is compounded daily & credited quarterly
  • $5 quarterly service charge if balance falls below $10
  • Vacation Clubs have a 12-month term ending in May
  • One FREE withdrawal per club term
  • A check for the entire balance is mailed to you at the end of the club term
  • Quarterly statement
  • Online Banking
  • Mobile Banking
  • Account balance may not exceed $10,000
  • Limit 1 account per customer Tax ID Number (TIN)
  • Transaction limitations apply - see the account disclosure for a full list of permitted and limited transactions

Effective Date: Saturday, December 7, 2024

Savings and Money Market Accounts (Rate Table)
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open

0.50

$10.00

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.

Accounts subject to fees & charges. Fees may reduce earnings. 
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

Used Automobiles and Trucks

Loans are available for the purchase of a previously owned car, truck or SUV.

  • Repayment terms up to 6 (six) years
  • Maximum loan amount $50,000 - minimum $5,000
  • Age of vehicle plus loan term cannot exceed 8 (eight) years
  • Fixed interest rates
  • Vehicle must be registered and operated in the State of Maryland
  • Rate discount available via automatic debit.

Effective Date: Saturday, December 7, 2024

Used Automobiles And Trucks (Rate Table)
Term (Months)
APR
Monthly Payment
per $1,000 Borrowed

Actions

366.000%$30.42

Visit A Branch

486.250%$23.60

Visit A Branch

606.500%$19.57

Visit A Branch

727.250%$17.17

Visit A Branch

Maximum loan amount $50,000 - minimum $5,000. Vehicles greater than 6 months old are considered used. Age of vehicle, plus loan term can not exceed 8 (eight) years. Vehicle must be registered and operated within the State of Maryland. Security Interest Filing with MVA and full insurance coverage with Arundel Federal as the loss payee are required. Auto debited payments are eligible for lower rates, please inquire for details. APR = Annual Percentage Rate.

The Wealth Builder IRA^*°

Select a tier that works for you and start saving for your retirement adventures.

  • Must have a checking or savings account with Arundel Federal Savings Bank to open a Wealth Builder IRA
  • $50 minimum opening deposit
  • Variable interest rate
  • Interest is compounded daily & credited monthly
  • Interest Tiers: $50 - $4,999.99, $5,000 - $24,999.99, $25,000+
  • Transaction limitations apply - see the account disclosure for a full list of permitted and limited transactions
  • One Wealth Builder IRA per IRA plan type - Traditional or Roth

New Customers:

If you are new to Arundel Federal Savings Bank, please open a new checking or savings account first. Our Goal Maker Savings only requires $5 to open and offers a premium promotional interest rate!

  1. Open a new checking account or savings account
  2. Open and print The Wealth Builder IRA package - Select Traditional or Roth IRA
  3. Follow 1-2-3 Wealth Builder IRA instructions to complete and mail package

Existing Arundel Federal Savings Bank checking or savings account holders:

  1. Open and print The Wealth Builder IRA package - Select Traditional or Roth IRA
  2. Follow 1-2-3 Wealth Builder IRA instructions to complete and mail package

Effective Date: Saturday, December 7, 2024

Certificate and Retirement Accounts (Rate Table)
Account Type
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
Wealth Builder IRA^*°0.25$50.00
Wealth Builder IRA^*°0.50$5,000.00
Wealth Builder IRA^*°1.00$25,000.00

^ Denotes variable rate account. The interest rate may change after the account is opened.
^^ denotes bump up CD-one rate adjustment per term

* certain limitations apply
# minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features           
° Interest is paid on the full balance in the account based on the applicable tier.

Accounts subject to fees & charges. Fees may reduce earnings.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

Statement Savings^

Our basic savings option is a great choice for everyday saving needs.

  • $50 minimum opening deposit
  • Variable interest rate
  • Interest is compounded daily & credited monthly
  • $5 monthly service charge if balance falls below $50
  • Monthly statement - printed or electronic
  • ATM card
  • Online Banking
  • Mobile Banking
  • Transaction limitations include a maximum of 6 transfers per month - see the account disclosure for a full list of permitted and limited transactions

Effective Date: Saturday, December 7, 2024

Savings and Money Market Accounts (Rate Table)
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open
0.04$50.00

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.

Accounts subject to fees & charges. Fees may reduce earnings. 
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.

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